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Client Agreement
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The very nature of consulting/consultation is subjective considering knowledge is intangible.  How does one place a value on knowledge and time which should lead to growth and increases in one's life, business, revenue, enjoyment, health, success, retirement, investments, finances, travel, love, marriage, and/or home.  As such, the following agreement is being presented for consultations to commence or continue.  CC urges the client to carefully read all statements below and elsewhere on this site including all agreements on the Legalities page.

Client acknowledges and agrees to CC:

  1. Since there is no direct measurable correlation as mentioned above, any consultation(s) with clients will be performed on an as-is, pre-paid, non-refundable basis, with the exception of a possible initial complementary consultation.
  2. Client(s) must use their own final judgment considering whether to initiate any consultation or acting upon suggestions/solutions provided through consultation.  Clients or non-clients who act upon solutions provided through consultation do so at their own risk. 
  3. Client Understands, CC is not providing professional services in the capacity of an attorney, physician, other health practitioner, certified public accountant, financial advisor, real estate agent, or any other professionally licensed regulated profession beyond consulting.  As such CC will not diagnose illnesses, provide treatments, prescribe medications, or otherwise act as a medical care provider.  CC will not provide investment advice in the capacity of a financial investment advisor nor conduct financial transactions or investments on behalf of a client.  CC will also not act in the capacity of an attorney or represent a client in court with the exception of being a professional witness.  CC does utilize the terminology of these related professions at any time for clarity of discussion and the consultant conducting the consultation may possibly be a licensed professional in one or more of any chosen field.  Any information provided to the client relating to licensed professions is provided on an informal educational common sense basis derived from the consultants personal experiences, education, or direction to a publicly available informational source either through library, literature, current events, trade publication, subscription, affiliation, or internet.
  4. Usage of CC's consultations is made at the clients own discretion and risk and with the clients agreement that the client will be responsible for any damages that result from such activities.
  5. The client shall not assign this agreement or assign any rights or delegate any obligations hereunder, in whole or in part, whether voluntarily or by operation of law, without the prior written consent of CC. Any such purported assignment or delegation by the client without the appropriate prior written consent of CC will be null and void and of no force or effect, unless otherwise expressly consented to by CC at its sole and absolute discretion. CC may modify or assign this agreement or any rights hereunder without the client's consent.
  6. The client agrees that based upon initial or subsequent consultation(s), commitments to third party vendors and other factors identified by CC in its sole discretion, CC may require verification of identity, licensure, and/or other background information possibly obtained from credit agencies or online sources.  In such event, the client agrees to provide CC with additional information that may be requested and consent to CC's disclosure of information to third party service providers in order to verify the client's credit, identity, and/or other background information, and the client authorize CC to obtain a consumer credit report from consumer credit reporting agencies and to verify the client's identification.
  7. The online nature of this CC site may also make available web sites and/or web pages operated by third parties offering material, information and services, referred to as 'Third Party Sites'.  The client's use of the third party sites and the use of information collected by the operators of such sites are governed by the terms of use and privacy policies found at such sites. Third party sites are made available only as a convenience, for entertainment, and/or as a reference, and the inclusion of any link to a third party site does not imply endorsement by CC of the operator of such site or any association between CC and such operator unless otherwise noted. Any dealings between the client and any third party in connection with a third party site, including the delivery of and payment for goods and services and any other terms, conditions, warranties or representations associated with such dealings, are solely between the client and the operator of such site. CC will not be responsible or liable for any part of any such dealings.
  8. The Client hereby grants CC, its affiliates and sub-licensees the right to copy, display, transmit, modify and distribute any information containing images, photographs, software or other materials, only for the purpose of conducting consultation(s).  The client warrants and represents that (a) the client is the copyright owner of such files, or the copyright owner of such files has granted the client permission to use such files and any content and/or images contained in such files consistent with the manner of the client and the client's licensees' use, (b) the client has the rights necessary to grant the licenses and sublicenses described herein and (c) each person depicted in such files has provided consent to the use of the files consistent with the manner of the client and the client's licensees' use.
  9. The client agrees to treat as strictly private and confidential any subscriber codes, usernames, user identifications (ID's) or passwords which the client may have received from CC and all information available through password protected areas of CC's web site and will not cause or permit any such information to be communicated, copied, or otherwise be divulged to any other entity whatsoever.
  10. The client understands and acknowledges that (a) CC does not control, endorse, or accept responsibility for any services or materials offered by third parties, (b) CC makes no representations or warranties whatsoever about any such third parties, their content, products or services, (c) any dealings the client may have with such third parties is at the clients own risk, (d) CC will not be liable or responsible for any content, products, or services offered by third parties.
  11. Usage of CC's web site is made at the clients own discretion and risk and with the clients agreement that the client will be responsible for any damages that result from such activities including but not limited to loss of data, computer virus or other similar software code with malicious intent.  CC utilizes every possible known security feature in an effort to prevent such from occurring but, CC is not responsible for items created by third parties or unknown potential intruders, hackers, spyware/adware vendors or malicious non affiliated individuals.
  12. The client agrees that CC may use information provided by the client as described in the privacy policy agreement located on the main Legalities page.
  13. The client agrees not to use consultations or the CC web site for any purpose that is unlawful, fraudulent or contrary to this agreement, and the client will co-operate fully with CC to provide any relevant materials to appropriate authorities in the event an unlawful or fraudulent occurrence presents.
  14. Clients will not 'frame', 'mirror', or otherwise copy any portion of the web site without CC's express written authorization in electronic or print version.
  15. The client will continue to provide true, accurate and complete payment registration information and will maintain as current and promptly update contact information that has been provided to CC, as applicable.  The client will not use false identities or impersonate any other person or use a name that the client is not authorized to use.
  16. Ongoing contracts will be billed monthly and payment is expected upon receipt of invoice.  In the event an invoice remains outstanding for over thirty (30) calendar days, client will be charged an additional eighteen (18%) percent APR (1.5% monthly).  Unpaid invoices after ninety (90) days will be submitted for collection and charged collection and/or legal fees plus 10% additional service charge as permitted.  Unpaid, returned, cancelled, or stop paid payments will be charged an additional fifty ($50.00) United States dollar fee and are also subject to collection and/or legal fess as permitted.
  17. 'Free Photo Service' is a non-charge service requiring no purchase.  As such, there are no costs involved with utilizing that service.  For more information about 'Free Photo Service' please visit the appropriate agreement on the Legalities page.
  18. This 'Client Agreement' forms part of the Terms of Service / Declarations / Products and Services / Disclaimers /End User License Agreement (EULA) / The Agreements, and is incorporated by reference therein.

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